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Business Banking

Business
Essential Checking

Every big business started out small. We want to help your business grow with this essential checking option. With 150 free items per month and low monthly fees, Business Essential Checking is a valuable financial tool that positions you for financial success.

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Business Essential Checking
150 Free Items/Month
Transactions, deposits & checks
Active
150
Free Items Monthly
Low
Monthly Fees
24/7
Online Banking
FDIC
Insured Deposits
Built for Growth

Why Small Businesses Choose Us

Business Essential Checking gives you the tools to manage cash flow, minimize costs, and focus on growing your company.

150 Free Monthly Items

Process up to 150 checks, deposits, and electronic transactions each month at no charge. Perfect for growing businesses managing daily operations.

Low Monthly Fees

Keep costs predictable with affordable monthly maintenance fees designed for small business budgets. No surprise charges, no hidden costs.

Business Online Banking

Manage your business finances 24/7 from any device. Check balances, transfer funds, pay bills, and deposit checks remotely — all in one secure platform.

Account Details

Everything You Need to Start

Business Essential Checking is designed to grow with you. Start small, scale up, and never worry about outgrowing your account.

1
150 Free Items Per Month
Includes checks deposited, checks written, ACH debits, and deposited items. Excess items charged at a low per-item rate.
2
Low Monthly Maintenance Fee
A flat, predictable monthly fee that fits small business budgets. No setup fees, no hidden charges.
3
Business Online & Mobile Banking
Full access to business banking tools including bill pay, wire transfers, mobile deposit, and account alerts.
4
FDIC Insured & Secure
Your business deposits are insured up to $250,000. Multi-layered fraud protection and 24/7 monitoring included.

What's Included

Free Business Debit Card
Make purchases and ATM withdrawals
Free Online Bill Pay
Pay vendors and suppliers electronically
Mobile Check Deposit
Deposit checks from your phone
Monthly Statements
Paper or paperless — your choice

Ready to Grow Your
Business?

Open your Business Essential Checking account today and get 150 free monthly transactions, low fees, and the tools you need to succeed.

Open Account Now
Get In Touch

Speak With a Business Banker

Have questions about business accounts, transaction limits, or banking tools? Our business banking team is here to help.

Email
business@capitalrecoverylmt.com
Phone
+1 (800) 555-0199
Office
1200 Financial District, New York, NY

Request a Call

We will contact you within 24 hours.