Commercial Real Estate

Commercial
Real Estate Loans

Financing solutions for everything real estate related — whether it is an owner-occupied property or a piece of land. Our local loan officers work with you to find the loan that best suits your needs, with competitive rates and terms that work for your business.

Commercial Real Estate
Owner-Occupied & Investment
Flexible property types covered
Available
Purchase
New Properties
Refinance
Existing Loans
Construct
Build from Ground Up
No
Balloon Options
Custom
Repayment Terms
Local
Decision-Making
Why Choose Us

Built for Commercial Investors

Our commercial real estate loans are designed to help you acquire, build, or refinance properties that drive your business forward — with competitive rates and expert local guidance.

Competitive Rates

Competitive rates for the purchase, refinance, or construction of commercial properties. We structure each deal to maximize your return and minimize your cost of capital.

Owner-Occupied or Investment

Available for owner-occupied properties or pure investment holdings. Whether you need space for your own business or a rental property, we have a program for you.

Local Market Knowledge

Lending professionals with working knowledge of the local real estate market. We understand commercial property values, zoning, and economic trends in your area.

Loan Features

What Your Loan Includes

Our commercial real estate loans come with features designed for business owners and investors who need reliable, flexible financing for properties that drive growth.

1
Competitive Rates for Purchase, Refinance, or Construction
Whether you are acquiring a new office building, refinancing a warehouse, or developing raw land — we offer competitive rates tailored to your project.
2
Available for Owner-Occupied or Investment Properties
Finance the building your business operates from, or acquire a commercial property as a pure investment. We structure loans for both strategies.
3
Customized Repayment Terms
Terms tailored to fit your business's unique cash flow and operational cycle. Seasonal businesses and high-growth companies get terms that actually work.
4
Amortizations Without Balloons Available
Choose fully amortizing loans with no balloon payment at maturity. Predictable, stable payments that protect your business from refinancing shocks.
5
Local Real Estate Market Expertise
Lending professionals who know your local commercial market — property values, vacancy rates, economic drivers, and growth corridors.
6
Local Decision-Making and Processing
Decisions made locally by people who understand your business and your market. Faster approvals, fewer delays, and a team that knows commercial real estate.
Our Values

What We Stand For

Our core values guide every commercial real estate loan we originate. We believe in building lasting partnerships with business owners and investors through trust, transparency, and exceptional service.

1
Integrity and Honesty
We operate with complete transparency. No hidden fees, no surprise terms — just honest commercial lending you can build on.
2
Loyalty
We value long-term relationships with our commercial clients and reward loyalty with better rates, priority processing, and exclusive opportunities.
3
Teamwork
Our team works alongside yours — your broker, your attorney, your accountant — to structure deals that close smoothly and on time.
4
Community
We are invested in the communities we serve. Thriving local businesses and quality commercial properties strengthen our shared economy.
5
Accountability
We take responsibility for our commitments. If we say we will close by a date, we make it happen. Your timeline matters.
6
Excellence
We strive for excellence in every commercial loan we originate — from initial quote to final closing and beyond.
7
Confidentiality
Your business plans, financials, and property details are protected with the highest security standards at all times.
8
Relationship
We do not just finance buildings — we build partnerships that help businesses and investors grow for decades.
No Prepayment Penalties
Pay off your loan early and save on interest
Loan Features

Everything Your Loan Includes

Our commercial real estate loans come with a full suite of features designed to make property acquisition and development simple, transparent, and profitable.

Purchase Financing

Competitive rates for buying office buildings, retail centers, warehouses, industrial facilities, and mixed-use properties.

Refinance Options

Refinance existing commercial loans to lower your rate, extend your term, or access equity for business expansion.

Construction Loans

Finance ground-up development or major renovations with draw schedules that match your construction timeline and milestones.

No Balloon Options

Choose fully amortizing loans with no balloon payment. Predictable payments that protect your business from refinancing risk.

Dedicated Advisor

A dedicated commercial real estate lending advisor who understands your property type, market, and business goals.

Fast Processing

Local underwriting and decision-making means faster closings. Do not lose a property waiting on distant approvals.

Secure Process

Bank-level encryption protects your business plans, financials, and property information throughout the entire process.

Online Management

Manage your commercial loan 24/7 with our secure online banking platform. View balances, make payments, access documents.

Get Started

Apply in 3 Easy Steps

1

Submit Your Application

Apply online or meet with a commercial lending advisor. Provide property details, business financials, and your financing objectives for review.

2

Property & Business Review

Our local underwriting team reviews your application, the property, and your business. We provide a decision fast — often within days, not weeks.

3

Close & Fund

Once approved, we coordinate with your team to close quickly. Funds are disbursed according to your purchase, refinance, or construction schedule.

Ready to Finance Your
Commercial Property?

Let one of our commercial real estate lending experts customize a loan just for you. Competitive rates, flexible terms, and local expertise — all in one place.

Get In Touch

Speak With a Commercial Lending Expert

Have questions about commercial real estate loans, rates, or the application process? Our experienced lending officers are available to provide personalized guidance and help you find the perfect financing solution for your property.

Email Support
commercial@capitalrecoverylmt.com
Phone Support
+1 (800) 555-0199
Headquarters
1200 Financial District, New York, NY 10004

Request a Consultation

A commercial lending specialist will contact you within 24 hours.